2. Payments

3. Refund Policy

Due to the digital nature of our programs and the immediate access provided to course materials, all sales are final unless otherwise stated on the sales page.

If a specific program includes a stated refund policy, that policy will apply.

We reserve the right to deny refund requests that do not meet the terms outlined in the applicable refund policy.

4. Cancellation and Payment Obligations

By purchasing the Program, you agree that all sales are final unless otherwise stated on the sales page.

If you choose a payment plan, you agree to complete all scheduled payments in full. You may not cancel or withdraw from the payment plan once the Program has been purchased.

If a scheduled payment fails or is not received on time, you agree to update your payment information promptly.

If a payment remains outstanding for more than 30 days, or if two scheduled payments are missed, the Company reserves the right to suspend or terminate your access to the Program.

Termination of access does not cancel your financial obligation. You remain responsible for completing all remaining payments under the payment plan.

The Company reserves the right to collect any outstanding payments using the payment method on file.

5. Intellectual Property

6. Confidentiality

You acknowledge that the materials, methods, processes, frameworks, strategies, and content taught within the program constitute proprietary and confidential intellectual property belonging to Company.

You agree that you will not:

• Duplicate or reproduce program materials

• Share or distribute program content with individuals who have not purchased the program

• Upload course materials to file-sharing platforms

• Present the Company’s frameworks or proprietary methods as your own

Program content is provided solely for your personal educational use.

Any violation of this section may cause substantial and irreparable harm to the Company. The Company reserves the right to pursue any legal remedies available, including injunctive relief and damages.

7. Confidentiality of Participants

If a program includes group coaching calls, discussions, or a community platform, you agree to respect the confidentiality of other participants.

You agree not to disclose personal information, discussions, or experiences shared by other participants without their consent.

8. Termination from Program

The Company reserves the right to terminate your participation in a program if we determine, at our sole discretion, that you are:

• Acting in a disruptive or abusive manner

• Violating the intellectual property rights of the Company

• Sharing program materials without permission

• Harassing or harming other participants

• Acting in a manner that damages the reputation of the Company

Termination will be communicated in writing.

Termination under this section does not constitute cancellation, and all payments made or owed under the purchase agreement remain due and non-refundable.

9. Programs and Educational Content

The Company provides educational programs designed to help professionals explore entrepreneurship and develop businesses using their existing skills and experience.

Programs such as The Corporate Exit Plan are intended for educational and informational purposes only.

Nothing in our programs constitutes financial, legal, or tax advice.

10. No Guarantee of Results

While the Company is committed to providing valuable education and support, we make no guarantees regarding results, income, or business success.

Your success depends on many factors, including but not limited to:

• Your personal motivation

• Time commitment

• How effectively you implement the coaching and strategies taught in the program

• Market conditions and external factors

Your Participation in our programs is an investment in your education and personal development. None of the stories shared or examples used in our materials, website, or during our events is a guarantee of any particular result or success. We disclaim any express or implied promise or representation other than those contained in this Agreement.

11. Access to Programs

Access to certain programs and materials may be provided through third-party platforms such as Skool.

Users may be required to create an account directly with these platforms in order to access program content.

We are not responsible for the policies, practices, or security of third-party platforms.

12. Third-Party Services

Our website and services may rely on third-party providers including but not limited to:

• Systeme.io – website hosting and marketing platform

• Stripe – payment processing

• Skool – course delivery and community platform

The Company is not responsible for the actions, policies, or operations of these third-party services.

13. Limitation of Liability

To the fullest extent permitted by law, the Company shall not be liable for any direct, indirect, incidental, or consequential damages resulting from:

• Use of this website

• Participation in our programs

• Reliance on information provided in our materials

• Technical issues related to third-party platforms

Your use of our website and programs is at your own risk.

14. Governing Law

These Terms and Conditions shall be governed by and interpreted in accordance with the laws of the State of North Carolina, United States, without regard to its conflict of law principles.

15. Changes to these terms

We reserve the right to update or modify these Terms and Conditions at any time.

Any updates will be posted on this page with an updated revision date. Continued use of the website after changes are posted constitutes acceptance of the revised Terms.

16. Contact Information

If you have any questions regarding these Terms and Conditions, please contact us:

Email: support@hellofreedomlife.com